Whole life insurance provides permanent protection for your dependents while building a cash value account. With this type of insurance, the insurance company manages the policies various accounts.

Variable life insurance provides permanent protection for you and is the type of life insurance with account flexibility for the more risk-oriented policy holder.

Universal life insurance provides permanent protection for your dependents and is more flexible than whole or variable life.

Universal Variable life is the type of insurance which gives you more control of cash value account policy features than any other insurance type.

Term life is the simplest and least expensive type of policy. It’s pure insurance with no cash value account. A term life policy has only one function: to pay a specific lump sum to whoever you’ve designated, upon a specific event – - your death.