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Privacy Policies

This statement discloses the privacy practices for the LifeInsuranceQuote.Net website, and includes:

  • What information is gathered/tracked
  • How the information is used
  • Who information is shared with

Questions regarding this statement should be directed to the site coordinator.

Summary

The LifeInsuranceQuote.Net website collects no personally identifying information about individuals except when specifically and knowingly provided by such individuals or, in the case of corporate owned policies insuring individuals, by the corporate owner of the policies. Except as described in this Statement, the LifeInsuranceQuote.Net will not release any of said information about you without your permission, unless permitted or required by law.

What Information LifeInsuranceQuote.Net Collects

The LifeInsuranceQuote.Net website gathers two types of information about people who visit our site: (1) information and data you provide voluntarily, including information and data you provide voluntarily in connection with visiting "Your Account" sections of this site and/or through optional, voluntary contact request forms; and (2) aggregated tracking information such as IP address and home server information.

Access Your Account Section

Through the "Your Account" section of this site, certain policy and account information can be accessed, limited service requests can be made, and limited transactions can be conducted. If you visit one of these "Your Account" sections, you may be asked to provide information about yourself and/or your policy or account. In the case of corporate owned policies, you may be asked to provide information about the corporate owner of the policy or those individuals who are insured under the corporate owned policy. Portions of these "Your Account" sections are hosted by third parties and third parties assist in providing some of the services and transactions requested through these sections. Each of these third parties are contractually bound to maintain the confidentiality of any information submitted by visitors to these sections of this site and to use such information solely for the purpose of providing the requested services to or on behalf of LifeInsuranceQuote.net and/or its subsidiaries and affiliates.

Financial Representative Recruiting Application Process

If you are interested in obtaining more information regarding becoming a LifeInsuranceQuote.Net Representative and indicate you would like to have a LifeInsuranceQuote.Net recruiter contact you, we will ask you for personal as well as license information, and resume.

When you finish answering the questions requesting this information, the information will be routed in an unencrypted format to LifeInsuranceQuote.Net, and depending on the number of available positions here, your application may or may not be shared with a partner.

Customer Service Request Forms

We want to provide our customers with a means to communicate with us 24 hours a day, seven days a week. We do this through our Customer Service email forms.

This information is for our internal use to service your request, so that we or our administrators may access your customer information. It is not shared with any other third party, unless permitted or required by law.

Corporate Opportunities

When you apply for a position at LifeInsuranceQuote.Net’s corporate office, you will be asked to register and complete a personal profile. The profile includes career preferences, years of related experience, license/certifications, job type, desired compensation and location. Your profile will help match your career preferences to available positions. You can provide contact information or you may remain anonymous. You can opt-in to receive email notification of available positions matching your profile. You may view and search for available positions without creating a profile.

Our corporate opportunities website is hosted and managed by a 3rd party, and, as a result, the information collected through the completion of a personal profile is shared with such partners. For more information, please view the partners privacy policy.

Interactive Forms or Calculators

Any other interactive forms or calculators on this website are there for your information only. LifeInsuranceQuote.Net does not track, retain or use any of the data input into these forms, nor is the data in any way linked to you as an individual.

Hyperlinks

This website may contain hyperlinks or "links," to and from other Internet sites. These sites may have different privacy practices from our website. Our Online Privacy Statement applies solely to our site. Please review the online privacy statements of any other Internet sites you may visit. These links also do not imply an affiliation between LifeInsuranceQuote.Net and the site owner, or any endorsement, approval or verification of any content contained on other websites.

Cookies and Tracking Technologies

A cookie is a small piece of information a website can store on your computer. This small text file contains a unique identification number that is transferred from a website to the hard drive of your computer so that the site administrator may identify your computer and passively track its activities on the website. This unique number identifies your Web browser to our computer system whenever you visit our site. A cookie will not allow a website to learn any personally identifiable information (such as your real name and address) that you have not otherwise disclosed.

Cookies are currently used on most major websites and have become an industry standard. Most Web browser preferences can be adjusted to alert you that a cookie will be sent to your hard drive, or you can refuse to receive a cookie. While this website does not require you to use cookies, it is possible that certain services may not function properly if you choose to refuse to receive a cookie.

Clear GIFs or single-pixel GIFs, known as Web beacons, are small files that are placed on Web pages. Web beacons work with cookies and assist in gathering website statistics such as unique visitors and the number of times individual pages are displayed.

This site uses two types of cookies. We use session cookies to ensure better performance and a more enjoyable and consistent user experience from your entry point into our site. Session cookies are also used on the password-protected area of www.lifeinsurancequote.net, an area that can be accessed through this site. A session cookie is a small text file that is sent to your browser when you access the site and is then stored temporarily in memory. The session cookie is available only during the course of the browser session; the information is not sent to or stored on your computer’s hard drive. Closing your browser or logging off will invalidate the session cookie.

In addition, this site uses machine cookies, also known as persistent cookies. This site uses persistent cookies in connection with our voluntary "Tell Us What You Think" survey. When you take this voluntary survey, a cookie is sent to and saved on your machine. This cookie will prevent you from again being asked to complete this survey when you revisit this site anytime during the subsequent six month period. This site also uses persistent cookies in connection with gathering website statistics through the SiteCatalyst® services discussed below. This information is only collected in aggregate form. No personal information is collected.

This site also uses Web beacons and persistent cookies in connection with online marketing. In connection with this program, this site collects the IP address of the visitor to the site and the IP address information is shared with a third party vendor who assists us with this program. Other than the IP address of the site visitor, no personal information is collected in connection with this program.

Aggregated Tracking Information

To enable us to continually improve on the content we offer our users, as well as for systems administration purposes, we collect aggregate information site-wide. This gives us an idea of which parts of our site users are visiting. We do not link IP addresses to anything personally identifiable, which means a user’s session will be tracked, but the user will be anonymous. Our analytics platform collects various non-personal information regarding visitors’ use of this site, including daily unique visitors, page views, length of time of page views, page navigation paths, time of day of visits, browser type used by visitors, the Internet Service Provider used to connect to the Internet and this site, and the type of operating system used by visitors. Again, this information is only collected in aggregate form. No personal information is collected.

Commitment to Confidentiality

Confidentiality is a top priority at The LifeInsuranceQuote.Net. We are committed to maintaining the highest level of confidentiality with all of the information we receive from our customers, including the information received from this website.

The LifeInsuranceQuote.Net website does not contain or have access to information provided to us as part of insurance underwriting, policy service or claims.

Changes and Revisions

We reserve the right to amend this Statement from time to time. Any material change to our online privacy practices will be reflected in this Online Privacy Statement. We will indicate the date this Statement was last updated.

For More Information

Visit the contact us section for additional information.

Last revised: October 24, 2011

  • Ron Smith, CLU Licensed Life Insurance Agent, for LifeInsuranceQuote.net. Ron has been a CLU Licensed Life Insurance Agent in Louisiana for more than 22 years. He has a B.S. in Economics from LSU-S. He has been married for 21 years and has 4 amazing children.