Licensed Agents Standing By:
(877) 298-7854

Life Insurance Calculator

Life Insurance Need Calculator

This calculator will help you to decide how much life insurance you need if your survivors invest the life insurance benefits they receive.


Funeral cost, estate taxes, etc. ($):

Amount needed to pay off non-mortgage debt ($):

Amount needed in emergency fund ($):

Amount needed in college fund ($):

Expected average annual living expenses ($):

Expected spouse’s average annual income after taxes ($):

Annual Social Security Benefits ($):

Spouse’s current age (#):

Value of current liquid assets ($ total of savings, investments, etc.):

Expected survivor’s investment strategy:


Life insurance needs:
  • Ron Smith, CLU Licensed Life Insurance Agent, for LifeInsuranceQuote.net. Ron has been a CLU Licensed Life Insurance Agent in Louisiana for more than 22 years. He has a B.S. in Economics from LSU-S. He has been married for 21 years and has 4 amazing children.